FAQs Q: Why should I finance my project when I can pay cash or use a credit card? Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once.
Q: What type of credit is available? GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: Where can I use my loan? Use your GreenSky Account Number to pay for services and products offered by the contractor to whom you apply.
Q: How do I make a payment? It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. And there is never a penalty for paying off your loan early.